Welcome to the Farmers and Merchants State Bank of Alpha’s web site!

We strive to provide you with the best banking experience possible. Please stop by and visit us and meet a friendly group of people willing to work hard to meet your banking needs. You can access your account by telephone or the Internet, 24 hours a day. In addition, you can use bank by mail or our convenient night depository.

If there is any way that we can help you, please do not hesitate to call.

Sincerely,
Paul H. Meium
Chief Executive Officer/Cashier

 

NOTICE OF CHANGES IN TEMPORARY FDIC INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS

All funds in a "noninterest-bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012.  This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC's general deposit insurance rules.

The term "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest.  It also includes Interest on Lawyers Trust Accounts ("IOLTAs").  It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts, and money-market deposit accounts.