Description:

• This account allows you to save for your retirement. Earnings are tax-free.

Requirements:

• Minimum balance to open account is $25.00.
• Minimum balance to receive the annual percentage yield disclosed is $0.01.

Benefits:

• Save for your retirement with earnings that are tax-free.
• Earnings grow faster with tax-free status.
• Tax-free withdrawals for certain distribution reasons after five years.
• You can select your maturity. Choose from next day (IRA Savings) to a five year certificate of deposit.  

Cost:

• No annual fees on these accounts.
• No service charges on these accounts.