Description:

• A low cost account that provides easy access to your money.  

Requirements:

• Minimum balance to open $20.00.
• Minimum balance to avoid imposition of fees is $200.00.

Benefits:

• No monthly service charge for customers 55 and over.

Cost:

• No service charge will be assessed if a minimum balance of $200.00 is maintained for every day of the statement cycle. If the minimum balance falls below $200.00 a $3.00 minimum balance fee will be imposed for that statement cycle.
• If the minimum monthly balance falls below $200.00 a per check fee of $.15 will be charged for each check paid (excluding electronic funds transfers, automated loan payments and pre-authorized debits).